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Thursday, February 26, 2015

GEICO Caught Red-Handed Discriminating Against Low Income Drivers

Car accident

People who have a good driving record should be able to get good car insurance, right? So, why is GEICO discriminating against low-income people by not offering them low rates to choose from?

Monday, February 23, 2015

IRS to Hospitals: "Think Twice About Suing Low Income Patients For Unpaid Medical Bills"

Low income family at hospital

Most people who walk into a hospital needing medical care are not concerned or even aware whether the hospital is a for-profit or non-profit facility. There is a difference, one that low-income patients need to be aware of. Why? Because non-profit hospitals are supposed to be fair to low-income patients. But not all of them are.

Tuesday, February 17, 2015

People With These 5 College Degrees Will Make the Most Money in 2015

Black college

It's safe to say that your chances of increasing your earning power goes up if you have a college degree. More and more people are getting their degrees in order to do just that. In fact, in 1998, less than 25 percent of people over 25 had a college degree; today it has increased to over 30 percent. But the job market is competitive, and certain job fields pay more than others.

Sunday, February 15, 2015

Low Income Housing With Style -- These Amazing Tiny Homes Can Be Built In Just One Day

Tiny Homes

Tiny homes are spreading across the U.S. and other countries like crazy! These amazing little homes are becoming extremely popular, in spite of their small size, for many reasons, including cost and efficiency. And many of them can be built in one day.

Wednesday, February 11, 2015

How To Boost Vocabulary In Low Income Kids -- Non-Profit Org in Denver Shows How to Get the Job Done!

Bright By Text Learning Program

From the time they are born until they are three years old, children in this short time frame will establish learning habits for life. Vocabulary is one of those learning skills, and parents who talk to their children more will increase those skills. Research, however, shows that low-income parents speak with their children less than higher income parents. A new program offers help.

Monday, February 9, 2015

Free Program Helping Low-Income NJ Families Stay Warm This Winter

Low Income family in New Jersey

Winter months in New Jersey can bring much stress and worry to low-income residents. They are barely making it and then have the added worry about about how to pay those big energy bills. The state Board of Public Utilities (BPU) in New Jersey wants to help with a program called Comfort Partners. The New Jersey Comfort Partners Program is a free energy saving and energy education program for qualified low-income customers.

Saturday, February 7, 2015

Bill Gates Says Technology Will End Most of the World's Poverty By 2030

Bill Gates talking to poor African

Bill Gates predicts that the lives of poor people around the world will change dramatically over the next 15 years. By 2030, Gates predicts that people in poor countries will experience significant breakthroughs in poverty. On what does he base these predictions? Technology of course.

Wednesday, February 4, 2015

What Happened to all the Wealthy Black Families in PG County, Maryland? -- Many of Their Homes Are Now Underwater

Black families with underwater homes

Prince George’s County is the second-most populous county in Maryland and is the highest-income majority-black county in the nation. In the 1990's, many African-Americans flocked here, bought homes and expected to be able to increase their wealth as the community became more upscale and home prices soared in the early 2000's. Then the bottom dropped out of the housing market, creating a disastrous financial situation for many black families.

Monday, February 2, 2015

46 Million People Use Food Stamps -- And Most of Them Live in These 5 States

Food stamp card

Food stamps, or Supplemental Nutrition Assistance Program (SNAP) benefits, are offered to Americans who earn a gross income amount that's less than 130 percent of the poverty level. The first food stamp was issued in 1939 and since then has helped millions of American households who otherwise would not have enough to eat. According to the USDA Food and Nutrition Service, about 46.5 million people receive food stamps.

Thursday, January 29, 2015

Top 10 Most Expensive Cities in America

Most Expensive Cities

Who wouldn't want to live in an affluent community! It's great to be in a rich community, surrounded by nice homes, lots of cultural opportunities, and other people who have wealth. Good jobs are also important. If this sounds like what you want, it's important to know what kind of income you will need in order to live comfortably in a rich community.

Sunday, January 25, 2015

Top 10 Wealthiest Black Communities in America

Wealthy Black Man

The wealthiest black communities are located across America. From East coast to West, here are the top 10 wealthiest black communities in the U.S., as recently published by Atlanta Blackstar.

Thursday, January 22, 2015

New Program to Teach 100,000 Low-Income Kids to Write Code

Low Income Children Programming

There is no question that technology is where it's at today when it comes to careers. Technology, particularly computer science, is still dominated by white males. Van Jones, environmental advocate, civil rights activist, and attorney, and co-founder of four non-profit organizations including Rebuild the Dream, decided to do something about it. He created "Yes We Code", an initiative through his Rebuild the Dream organization, that will teach 100,000 low-income kids to write code.

Tuesday, January 20, 2015

Can You Believe It? These 5 Jobs Pay Just Minimum Wage!

Woman working minimum wage job

When we think about minimum-wage jobs, we often list jobs that require no skills, or just manual labor jobs. But, surprisingly, that is not always the case. Some minimum-wage jobs include those that require certification and have educational requirements. What??

Thursday, January 15, 2015

People Walking or Biking to Work Are Mostly Low Income Workers Making Less Than $10,000 A Year

Low income bikers

Data recently released by the U.S. Census Bureau shows that most of the walking and biking used in the U.S. as a way of commuting to work is done by low-income workers. As income levels increase, the levels of walking and biking decrease.

Sunday, January 11, 2015

The Top 50 Poorest Counties in America -- Most Are In the South!

Rundown house

According to a U.S. Census Bureau report, 46.5 million Americans are still living in poverty. Although the median household income in the U.S. is around $51,000, about 15 percent of the U.S. population still live way below this. Depending on what county you live in, the difference can be as much as $35,000 below the state's median household income.

Friday, January 9, 2015

You're Kidding Me! -- Why Won't the City of Detroit Give These People Some Clean Running Water?

When the city of Detroit filed for bankruptcy in July of 2013, it became the largest municipality in U.S. history to enter Chapter 9 bankruptcy. For sure, the financial situation in Detroit is tight, but cutting off water to poor residents because they can't pay their water bill? Really?

Wednesday, January 7, 2015

New York Gives $16.5 Million for Affordable Housing Construction Across the State

New York Awards Grants Totaling $16.5 Million for Affordable Housing

New York state's governor Andrew M. Cuomo recently announced that an additional 240 new units of affordable housing will soon be built across the state, thanks to a grant of more than $16.5 million. The grants represent the latest awards from a $190 million fund that was announced by the Governor early in 2014 to support affordable housing across New York.

Monday, January 5, 2015

Free Program Helps Low Income Entrepreneurs in Boston -- Shouldn't Every City Do This?

Boston entrepreneurs

Small business owners often fail because they lack the kind of business savvy needed to survive. But legal advice is expensive. What if they could get that kind of advice for free? They can if they are low-income entrepreneurs and small-business owners in the Boston area.

Wednesday, December 31, 2014

Low Income Teens Living in Baltimore Considered Worse Off Than Teens in Africa

It's hard to believe that poor people living in the U.S. would actually have it worse than people living in countries like Nigeria. But a recent study showed that Baltimore, Maryland is one of two cities where teens felt the least amount of safety in their neighborhoods.

Sunday, December 28, 2014

Minimum Wage To Go Up in More Than 20 States in 2015

-- Washington state will continue to have the highest minimum wage, which increase to $9.47 per hour. --

Protesting Minimum Wage

Perhaps due to months of protesting by fast food workers, the minimum wage in 21 states will increase in the year 2015 starting on January 1st. This is the first time ever that a majority of the states have higher minimum wages than the federal level.

Saturday, December 27, 2014

Top 10 Most Dangerous U.S. Cities in 2014 -- And, No... Ferguson is Not on the List!

Dangerous cities

To identify the most dangerous cities in America, 24/7 Wall St. recently reviewed violent crime rates among the nation’s cities with populations of 100,000 or more from the FBI’s 2013 Uniform Crime Report.

Wednesday, December 24, 2014

Hundreds of Millions of Dollars To Be Contributed to a Federal Fund For Low-Income Housing

Low Income Housing Fund

Hundreds of millions of dollars are expected to be contributed toward housing for low-income families, thanks to the National Affordable Housing Trust Fund. Where is the money coming from? Fannie Mae and Freddie Mac (FMCC), who are now in a position to contribute to the affordable housing fund.

Saturday, December 20, 2014

60% of All Kids in Detroit Are Living Below the Poverty Level -- But Other Cities Are Catching Up Too!

Poor kids in Detroit

According to a recent study by the National Center For Children In Poverty, the poverty rate has decreased by 2 percent between 2012 and 2013. But if you live in one of the nation's largest cities, those numbers don't apply. Why not?

Saturday, December 13, 2014

Congress Finally Approves Potatoes as Part of the WIC Program For Low-Income Moms -- Buy Why Not Sooner?

Potatoes Approved By Congress For Wic

The Women, Infants and Children nutrition program (WIC) was established by Congress in 1974 through the U.S. Department of Agriculture's Food and Nutrition Service program. The program provides food, nutrition counseling, and access to health services to low-income women, infants, and children. But until now, potatoes were not included as part of the program. Why?

Wednesday, December 10, 2014

Heating Bill Too High? -- Here's 6 Super Simple Ways to Save Energy This Winter

Heating bill to high

Winter is here, and that means higher heating costs for most people. It is especially hard on the budget for low-income households and older people on a fixed income. But there are ways in which you can prepare your home for winter and lower your heating costs at the same time.