Monday, August 31, 2015
A shocking article recently appeared in the Harvard Education Press, a publication of the Harvard Graduate School of Education, that stated up to 40 percent of low-income students who are accepted at college end up not going at all. The article was written by Benjamin L. Castleman and Lindsay C. Page and sheds light on why many low-income students don't actually end up attending college.
Monday, August 24, 2015
The U.S. Census Bureau defines low-income working families as those earning less than twice the federal poverty line. One third of all working families in the U.S. population fits this category. There are many programs available, however, that low-income families can qualify for in order to get help.
Wednesday, August 12, 2015
For most families, going back to school is an exciting time for both students and their parents. But it's also a worrisome time for low-income families who now have to struggle with the problem of where to get the money to pay for school supplies and other necessities. One Denver non-profit organization is helping by giving students free school supplies.
Monday, August 10, 2015
Buying a home is the American Dream, but affording a home can turn that dream into a nightmare. The challenges include finding one that is in your price range, availability of homes, and finding a home that meets your needs. According to Realtor.com, here are 8 cities that have the best affordable housing for families with lower incomes:
Monday, August 3, 2015
More than 45 million people in the U.S. live at or below the poverty level. Yet many people who qualify for government benefits do not take advantage of it. Why? One troubling reason is because they simply don't know that the programs exist.
Monday, July 27, 2015
More people are commuting by bike than ever before. According to American Community Survey, bicycle community has increased by 61.6 percent since 2000. A new public-funded program in Chicago called Divvy now offers a bike-share program that only costs $5 a year.
Friday, July 24, 2015
American coffeehouse chain, Starbucks, known for their trendy retail shops and quality coffee, is planning to open more Starbucks shops in low-income neighborhoods. Over the next 3 years, they plan to open 15 new locations in low-income and minority neighborhoods, including Ferguson, Missouri.
Monday, July 20, 2015
Multinational technology giant Google is taking another giant step to ensure more people have access to the benefits of the Internet. Internet access is out of reach for many low-income families, so Google has offered it for free to low-income residents living in public housing.
Wednesday, July 15, 2015
Raising taxes is very common across state governments. It's one way they gain more money to help balance their budgets. Most people get that. What they don't get is how it affects low-income families. The state of Kansas recently increased the state sales tax so much, it threatens to send shoppers across the state line.
Sunday, July 12, 2015
The Obama Administration has announced a new initiative that will increase access to solar energy for all Americans, in particular low- and moderate- income communities, while expanding opportunities to join the solar workforce. Solar energy is growing in use every year, and is a clean source of energy, but not all can afford it - especially low-income families.
Wednesday, July 8, 2015
There is a big push now to build more affordable housing in better neighborhoods. This includes earmarking a percentage of apartments in more exclusive high-rises for low-income tenants. In some areas like New York, developers even get a tax abatement for providing low-income housing. But creating separate entrances for the poor, known as "poor doors," was not part of the plan.
Monday, July 6, 2015
A new study at Johns Hopkins University sheds a more positive light on "deadbeat dads." Although many fathers are not required to pay child support after divorce, the study shows that almost half of low-income fathers spend between $48 - $84 a month on gifts for their children.
Wednesday, July 1, 2015
A recent study by Stanford researchers has revealed yet another racial disparity in housing -- and the cause is not racial discrimination. The study shows that when comparing similar incomes between white and black middle-income families, black middle-income families are less likely to live in good neighborhoods. In fact, many still live in low income areas. This situation is called the neighborhood gap.
Tuesday, June 30, 2015
Up to 90 percent of HIV patients who come to Children's Hospital in Los Angeles for treatment are minorities. Although the number of AIDS deaths has gone from 2,000 to 400 since the 1980's, doctors are concerned because the teens who come to them for treatment make up 20 or 25 percent of the total population in Los Angeles.
Wednesday, June 24, 2015
Many factors have affected the divorce rate over the last century, including the increase of cohabitation, women's movement and growing acceptance overall about divorce. But, according to a recent survey, the divorce rate is higher among low-income couples, especially those who did not complete high school.
Monday, June 22, 2015
Across America, affordable housing options for low-income families are failing. The latest information from Urban Institute, a Washington D.C.-based created by President Lyndon Johnson in 1968 to research and find solutions to housing and other urban issues in America, not one county in the U.S. can serve 100 percent of its needs for safe and affordable housing for low-income populations.
Monday, June 15, 2015
Equal Opportunity For All was described by President Obama as "the defining issue of our time" during his 2012 State of the Union address. One area that highlights the segregation that still exists, and that is in housing. Low-income housing all too often exists only in low-income neighborhoods, which results in limited choices by low-income families as to where they can live. President Obama wants to change that.
Wednesday, June 10, 2015
One of the most important considerations in deciding where you want to live is the area's unemployment rate. Why? Because it is a common measure that determines the health of the economy. It affects how much of your state's taxes are eaten up in paying unemployment benefits, and it affects the housing market. When it comes to unemployment, the lower the better.
Monday, June 8, 2015
Feeding America is a constant challenge. It is an even greater challenge to provide healthy food choices for America's low-income families at a price they can afford. But one entrepreneur in the Boston area has developed a unique plan - the first ever non-profit grocery store.
Wednesday, June 3, 2015
It's hard to imagine that in America many poor students who are out of school for the summer will have to wait until school starts again before they can eat lunch. But that is what millions of school children face every year.
Monday, June 1, 2015
|Actress Viola Davis once lived in poverty|
Most Americans who watch celebrities on television or in movies don't realize that they were not always celebrities. They, too, had to work hard to get where they are. In fact, you would be surprised to learn that many of these celebrities were once on welfare.
Tuesday, May 26, 2015
|Administrators of San Francisco's Kindergarten to College program|
A study done in 2009 showed that students who have money in college savings accounts were more likely to attend college. According to MarketWatch, only about half of all families with children under the age of 18 are saving for college, and 58 percent of those say they aren't saving because they don't have the money.
Saturday, May 23, 2015
About 10 percent of women (6.1 million) in the United States between the ages 15-44 have difficulty getting pregnant or staying pregnant, according to the Centers for Disease Control and Prevention (CDC). There are many types of treatments that can help, but very often low-income women cannot afford it, leaving them disadvantaged when it comes to opportunities to start a family. Fortunately, some agencies are offering help.
Wednesday, May 20, 2015
Jeff Brown, the founder, president and CEO of Brown's Super Stores in the Philadelphia area, has the right idea when it comes to helping those who are less fortunate, especially when it comes to food. No, he is not a non-profit owner but a for-profit entrepreneur who owns a chain of grocery stores that focus on selling fresh, healthy and affordable food to low-income families in the Philadelphia area.
Sunday, May 17, 2015
According to The National Conference of State Legislatures (NCSL), about two thirds of young unmarried mothers are poor and around 25 percent go on welfare within three years after their child is born. In fact, poverty can be a cause of teen pregnancy, but on the other hand, teen pregnancy can lead to poverty.