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Tuesday, May 24, 2016

White House to Give Funds to Low Income High School Students to Take College Courses

President Obama meets with students at the White House

It's not unusual for high school students to start taking college courses while they are still in high school. It gives them a jump start on college. The problem that it poses for low-income high school students, however, is finding the money to pay for it. Federal Pell Grants are awarded to students who are already attending college, but now the U.S. Department of Education has started a pilot program that offers this benefit to low-income high school students, too.

Sunday, May 22, 2016

Low Income Credit Unions -- What They Are and Where to Find One Near You

Community Promise Credit Union in Kalamazoo, Michigan
Credit unions are nonprofit-making money cooperatives whose members can borrow money from at low interest rates. They are like a bank and provide similar banking services. In addition to credit unions, there are Low Income Credit Unions (LICU) who can provide even more benefits to low-income customers.

Wednesday, May 18, 2016

This College Received a $1 Million Prize for Supporting Low Income Students

Amherst College students
Students at Amherst College

And the prize for doing the right thing goes to -- Amherst College in Amherst, Massachusetts. Amherst College recently received the highest award given to any college in the nation for admitting, graduating and supporting outstanding low-income students.

Monday, May 16, 2016

3 Reasons Why Low Income Families Actually Pay More for Groceries

African American woman grocery shopping

According to the U.S. Department of Agriculture (USDA) Economic Research Service, in 2014, middle income households spent an average of 13.4% percent of their income on food, while low income households spent 34.1% of their income on food.

Monday, May 9, 2016

Alabama Governor Gives $950,000 to Help Low Income Residents Pay Their Utility Bills

Alabama Governor Robert Bentley

Counties throughout the state of Alabama are getting money from Governor Robert Bentley that will help low-income and elderly residents in Alabama reduce their utility bills. The grants are part of Alabama’s Weatherization Assistance Program.

Wednesday, May 4, 2016

3 Reasons Why Black Students End Up With About $8,000 More in College Debt

African American student loan debt

There is no question about it; college is expensive and college tuition keeps increasing. But who ends up owing more in student loans? Poor black students, according to a new research published last week by Children and Youth Services Review.

Monday, May 2, 2016

Starbucks Opens First Store in Ferguson, MO -- Bring Jobs (and Hope) to Low Income Families

Starbucks employees in Ferguson, MO

Starbucks just opened its first store in Ferguson, Missouri, to brings jobs to the community and hope for low-income families. The opening was the first of many stores to open in diverse communities as part of Starbucks' Community Outreach Program.

Saturday, April 30, 2016

Many Poor Blacks Having Bedroom Problems -- But Its Not What You're Thinking!

African Americans with bed bugs

Across the state of New Jersey, low-income blacks are experiencing problems in the bedroom. It's affecting more than 2,300 families across New Jersey -- and more than half of them don't even know they have a problem. The problem is... bed bugs!

Wednesday, April 27, 2016

First Ever Real Bank Opens on High School Campus to Teach Students Financial Literacy

Real high school bank

Managing finances is not a course that is taught on many campuses, but it's important for all students to learn. Once students graduate from college, they need to make smart choices about their money if they want to become financially secure. One school in Durham, North Carolina decided that the best way for students to learn about finances is to open a bank on campus.

Monday, April 25, 2016

New AT&T Program Says, "If You Receive Food Stamps, You Qualify"

AT&T Low Income Service

AT&T, one of the nation's largest telecommunications companies, has launched a new program called "Access from AT&T" that offers low-cost wireline home Internet service to qualifying low income households. These families are only required to pay $5 to $10 a month for internet access.

Tuesday, April 19, 2016

These 3 Tax Preparation Companies Are Being Accused of Preying on Low Income Families

Tax payers lined up

Low- and moderate-income people often qualify for and receive the Earned Income Tax Credit when filing their income tax. It's a big benefit for low-income families because it reduces the amount they have to pay in taxes. A new report, however, revealed that some tax preparers are taking some of this money away from low-income families and putting it in their own pockets!

Monday, April 18, 2016

New Study on Drug Use Confirms What Black People Have Been Saying For Years

African American arrested

If you think that African Americans are the biggest users of drugs, think again! According to a study by the American Journal of Public Health, among all users of hard drugs such as cocaine, opiates and PCP, whites are more likely to abuse "hard drugs," such as cocaine or opiates, than their Black counterparts.

Tuesday, April 12, 2016

Despite Obama's Pledge, the System is Still Failing Poor College Students -- Here's Why!

Low income college students

85% of undergraduate college students across the country are seeking financial aid to attend 4-year degree colleges and universities, according to The National Center for Education Statistics. Financial aid is based on need, but some low-income students are left with the challenge of trying to come up with $10,000 or more a year for tuition.

Monday, April 11, 2016

Finally, The Truth About Welfare - How Many Blacks Vs. How Many Whites

Black homeless man

Most Black people believe that more whites are on welfare, and most white people that more Blacks are on welfare. So who's right? Well, here are the facts according to a newly released 2016 report by the US Department of Health and Human Services, U.S. Department of Commerce, CATO Institute.

Wednesday, April 6, 2016

Up to 1 Million Americans Will Lose Their Food Stamps This Year -- Here's Why!

Man holding up EBT/ food stamps card

The federal government established the food stamp program in 1939. The country was in The Great Depression, and food stamps were made available to low-income families that enabled many to be able to eat. Today, the program is known as SNAP, or Supplemental Nutrition Assistance Program. The poor still need help buying food, but now the government is going to take away that benefit from up to one million Americans. Why?

Monday, April 4, 2016

Most Students Attending Public Schools Are Poor -- But This is Nothing New!

Public school students

A study by the National Center for Education Statistics (NCES) shows that more than half (51 percent) of the students attending public schools in America now are low income. The numbers reflect the latest data within two years.

Sunday, April 3, 2016

Free Medicine For Low Income Families at This Charity Pharmacy -- How They Do It!

Good Shephered Health charity pharmacy in Memphis

You've heard the stories about families who regularly have to decide whether to buy food or get their medications. It's a terrible dilemma for anyone, but low-income families often have to make these decisions every day. But, one unique pharmacy in Memphis, Tennessee is helping the community by giving low-income families their medications for free.

Sunday, March 27, 2016

A Unique, Fun Way of Making Low Income Students More Tech Savvy!

STE(A)M Truck program for low income students

Students in low-income schools are often hindered by not being able to afford high tech equipment required to teach them skills. This is particularly true with students in the STEM fields -- science, technology, engineering and math. An Atlanta elementary school teacher is trying to help by using his STE(A)M Truck to travel to low-income schools.

Sunday, March 20, 2016

Low Income Residents in Baltimore -- You Won't Believe What Their Biggest Complaint Is!

Low Income Residents in Baltimore

Most city residents complain about the same things, like taxes, the condition of the city streets, crime, the cost of utilities, and the safety of their water supply. But low-income residents in Baltimore, Maryland have another kind of problem that is so bad, it now ranks as their biggest complaint.

The REAL Reasons Why Black Teens Drop Out of High School -- The Truth Revealed!

Frustrated high school teen drop out

There is a growing concern over low-income students who drop out of high school. Dropping out of high school places teens at a great economic disadvantage right away. But just why do black teens and other low-income students drop out? A new study from the Brookings Institute sheds light on the real reasons!

Tuesday, March 15, 2016

Should Housing Developers Be Required to Pay Fees to Help Support Affordable Housing?

African American family homeowners

The city of Philadelphia, Pennsylvania is experiencing a boom in the real estate market! Some homes have been reported to have increased 200 percent in value since the year 2000. Housing booms are certainly a good thing, but the down side is that as home prices go up, so do rents, leaving low-income residents struggling. Philadelphia is proposing a small fee on developers which will generate more money to pay for new affordable housing.

Saturday, March 12, 2016

President Obama Launches New Affordable Baby Diaper Program

President Obama Holding Baby

BabyCenter, a member of the Johnson & Johnson family of companies, recently surveyed more than 1,000 new moms. Among other baby costs, the average cost for diapers is about $72 per month, or up to $900 per year. That's for one child. How are low-income parents supposed to afford this? President Obama has a new program that will help.

Monday, March 7, 2016

The Devastating Effects on Children When One Parent Is in Prison

Prison Visit Parents

More than two million children in America have parents who are incarcerated. About 90 percent of these parents are the fathers. It raises a very important question: when a parent is in prison, what happens to the children?

Sunday, March 6, 2016

Brooklyn, Which Used to Be Mostly Poor, is Now the Most Unaffordable City For Housing

Brooklyn Housing

It's easy to guess that New York City, San Francisco and other large metro areas would be among the most expensive areas for housing, but Brooklyn? Yes, Brooklyn has become the least-affordable housing market, relative to income, in the U.S., according to New York magazine and Bloomberg report.

Tuesday, March 1, 2016

This Major Bank Now Offering Special Mortgage Rates for Low-Income Buyers

African American couple getting low income mortgage loan

Bank of America is leading the way with a brand new mortgage program targeting low- and medium-income home buyers. The new program is for borrowers who have low income but are a good risk and have a track record of paying their bills.